Auto insurance personal injury protection may be more familiar to you as “no-fault insurance”. This form of insurance will cover medical bills and lost wages if you or your passengers become injured in a collision. Most states do not require this type of insurance as mandatory, but it’s a good idea to discuss the details with your insurance company. What else should you know about no-fault insurance?
Your coverage will vary from state to state and plan to plan, but generally, it includes necessary medical procedures related to your accident recovery. This can include procedures like:
If you live in one of the 16 states with mandatory personal injury protection, then the answer is simple! But even if this coverage is optional in your area, you still might want to ask yourself “Do I need personal injury protection car insurance?” The many unique benefits, like lost wages and home care expenses, might be worth the extra paperwork!
If you’re in the Carlsbad area, feel free to get in touch with us at MINI of Escondido in Escondido for personalized recommendations. We’d be happy to answer any questions about the auto financing and insurance process, so contact us today!