Should I Buy or Lease?

When you want to get a new vehicle to enhance your San Marcos commutes, you may be asking yourself what the best option is. You have to decide which works best for you in terms of leasing vs. buying. There are benefits to buying and leasing, but you need to consider what your driving needs are, what you can afford, and what you want. MINI of Escondido is here to go over the benefits that come along with both financing and leasing, so you can decide which route is best for you.

Benefits of Buying

  • No Mileage Restrictions: If you do a lot of driving around San Marcos and Carlsbad, consider buying. There are no mileage limits, so you can drive as much as you want.
  • Total Ownership: When you purchase a vehicle, it’s yours and you can do what you want. There are no restrictions on how you modify, change, or decorate it.
  • Customization: Want your vehicle to stand out? When you buy, you can make any cosmetic and mechanical changes. Escondido drivers can make the car of their dreams without restrictions.
  • Ability to Sell: San Marcos drivers can sell their vehicle at any time since there is no lease agreement.
  • Financing Options: While leasing isn’t a massive headache, the financing process is more straightforward and open to car buyers without perfect, or great, credit scores. When buying, you can also refinance your loan to lower your interest rate and monthly payments.
  • Less Cost Over Time: Buying a new car may be more expensive at first, but it is less difficult in terms of cost over time as you work toward paying off your loan. With total ownership, the vehicle becomes less expensive to own the longer you have it.
MINI Clubman with storage on top


Benefits of Leasing

  • Lower Payments: Whether it’s a lower down payment or monthly payments, leasing a vehicle is less costly than buying.
  • Less Sales Tax: Most states have a lower sales tax. There are some areas where you only pay tax on the amount of your down payment and for the monthly payments.
  • Trade-Ins: When your lease agreement is over, getting a new lease is easier. Visit MINI of Escondido, pay off your remaining fees, and drive away in your next car!
  • Great Coverage: Warranty coverage and maintenance when leasing is hassle-free. When an issue pops up under your warranty, given that you didn’t go over the mileage limit, it’s covered.
  • Options: When you lease, you can stay in the newest model with the latest in technology. With so many options available, you won’t have trouble finding the model that best suits you.
  • High Approval Rate: While you may be denied for a car loan, getting approved for a lease, even with poor or no credit, can be easier.
MINI Clubman interior

Explore Leasing and Financing Options at MINI of Escondido

Whether you choose buying or leasing, remember to choose the option based solely on your personal needs and financial situation. What works for some Escondido drivers, may not work for others. Peruse our MINI leasing and financing deals, then visit our dealership to find your next new or used vehicle. Contact us with any questions you have about the financing process, if you’re wondering what is a good interest rate on a car, any of our models, with questions about timing belts, and so much more.

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1555 Auto Park Way • Escondido, CA 92029

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MINI of Escondido

1555 Auto Park Way Escondido, CA

Phone: 760-520-3000,-117.1108106,17.48z/data=!4m5!3m4!1s0x80dbf4ec2349c6b3:0x4382cf051c3df9e5!8m2!3d33.116486!4d-117.10796


Phone: 800-544-4269

1555 Auto Park Way Escondido, CA


Phone: 760-520-3000

1555 Auto Park Way Escondido, CA


Phone: 760-291-2894

1555 Auto Park Way Escondido, CA

Collision Center

Phone: 760-739-1029

1555 Auto Park Way Escondido, CA
33.1165134 -117.1079991
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MINI of Escondido
MINI of Escondido
1555 Auto Park Way
Escondido, CA, 92029 US
MINI of Escondido 33.1165134, -117.1079991.