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1557 Auto Park Way, Escondido, CA, 92029

Get Directions  Map depicting surroundiing area of MINI of Escondido

Dealership Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 7:00 PM
  • Sun10:00 AM - 6:00 PM
    (Call 760-745-3000, Option 2 to set an appointment)
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
    (Call 760-745-3000, Option 1 to set an appointment)
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Collision Center Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Service

Insurance

What is Gap Insurance?

Buying a new MINI car from MINI of Escondido means you will now have to look over various options when it comes to insuring and financing your new vehicle. One of the many optional insurance coverages available is gap insurance. What does gap insurance cover? It’s designed to cover the gap between the owed amount on the car and the true cash value of the car at the time of the accident. MINI of Escondido is going over this optional insurance coverage and how it can benefit your drives around San Marcos and San Diego.

What Does Gap Insurance Cover?

Gap insurance can cover a range of issues that relate to your MINI vehicle. One thing Carlsbad drivers should remember is that it’s meant to cover the damage to your vehicle, and not the property or bodily injuries. With that said, here is exactly what gap insurance will and will not cover:

  • Gap Insurance Covers:
    • Theft
    • Fire
    • Vandalism
    • Accident
    • Acts of nature (tornado, hurricane, flood, etc.)
  • Gap Insurance Does NOT Cover:
    • Deductible (though some gap insurance policies allow this)
    • Engine failures and other mechanical repairs/malfunctions
    • Death
    • Extended warranties

We’ll now answer the main question, ‘What does gap insurance do?’ It covers the total loss in the event of an accident. Yes, this is an optional coverage, however, it is worth discussing this option with your insurance company.

Do I Need Gap Insurance?

Unlike liability insurance, which is mandatory, gap insurance is optional. While you are not required to have gap insurance, many recommend opting for it when you purchase a new vehicle and go through the various insurance plans and financing options. Gap insurance will come in handy if your dealership has plans that include deductible coverage. Gap insurance gives you peace of mind while saving you money in the unfortunate event of an accident. It’s always best to consult to our finance team to talk about buying gap insurance.

Explore All Insurance and Finance Options at MINI of Escondido

Now that we have answered, “What does gap insurance cover?” and “What does gap insurance do?” it’s time to make the short drive to MINI of Escondido for your next new MINI vehicle. Whether you’re looking to buy today or just starting the process, it’s best to have the information about the different insurance plans. Having the right coverage will save you a ton of money and stress down the road. Contact us online if you have any questions about Gap insurance or would like more information about auto insurance personal injury protection.

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MINI of Escondido 33.1165134, -117.1079991.
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